Articles

San Diego Chapter 13 Bakruptcies Steadily Rising in 2009

The news doesn’t come as a surprise. Chapter 13 bankruptcy filings in San Diego have steadily increased from the second half of 2006 and have broken quarterly records ever since. Chapter 13 (visit the link to visit the US Court web site for a Chapter 13 bankruptcy basics page) bankruptcy claims have risen rapidly since the credit crunch that hit …

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San Diego Chapter 7 Bankruptcies up 200% in 2009

Comparing 2007 to 2009 Chapter 7 Bankruptcies in San Diego have increased three fold since 2007 and is currently set to break another record for filings this quarter (Q3 2009) since the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 was written into law. There is an obvious increase in Chapter 7 (visit the link to visit the US …

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Introduction to Bankruptcy in America

Bankruptcy Basics, provided by the federal judiciary, provides an introductory summary for debtors, creditors, court personnel, the media, and the general public on the aspects of federal bankruptcy laws. It also provides individuals who may be considering bankruptcy with a basic explanation of the different chapters under which a bankruptcy case may be filed and to answer some of the …

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Know your risks and how to protect your assets against those risks

As a business owner, careful planning is essential.  This includes the proper selection of the structure for your business entity that meets your unique needs from both a business and tax standpoint, careful drafting of the appropriate documents that protects your business interest, and implementing them.  Even those without much personal assets should know that judgments and judgment liens are …

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Starting a Business in San Diego

When you go into business for yourself, you are usually personally liable for all judgments and debts that the business incurs. This includes business loans, taxes, money owed to suppliers and landlords, and any judgments against the business as a result of a lawsuit. If you don’t protect yourself, a creditor can go after your personal assets, such as your …

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