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Author Archive for: ‘rhea’

California Cuts-Off Extended Unemployment Benefits

Recently, the California State Employment Development Department announced the expiration of extended unemployment benefits for California residents. Due to an “alleged” drop in the state’s unemployment rate to 11%, approximately 93,000 Californians are scheduled to have their benefits cut-off beyond 79 weeks, instead of the federally extended 99 weeks.

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Are Funds from Housing Crisis Settlement Helping Local Homeowners?

Following a growing trend amongst states with failing economic systems, California Governor, Gerry Brown, recently announced that he will use the $410 Million housing crisis settlement to plug state budget gaps. The money, which was awarded to the state of California as part of a settlement agreement between several states and the nation’s largest banks, was intended to be used …

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Expiration of the Mortgage Forgiveness Debt Relief Act

Under Federal law, a financial institution is required to file a Form 1099-C with the IRS whenever it cancels or forgives a loan balance. In California, the canceled debt is treated as “income” for tax purposes. This can lead to a financial disaster for homeowners considering foreclosure or short-sale. The Mortgage Forgiveness Debt relief Act of 2007 (the “Act”) provided …

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Things to consider when choosing a guardian to name in your will

One of the most important decisions you can make to protect the your precious assets–your children–is to have a current legal will. And one of the most important component of your will will be picking a guardian. Here are some important tips to consider when selecting an appropriate guardian. Remember, this person will be parenting your children in the event …

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